You wouldn't ask the plumber to mow your lawn, would you? Would you ask the mailman to check that mole on your back? Of course not, obviously that's not their expertise! You leave the mowing to the landscapers and the medical advice to the doctors... Which is why it always confuses me when people try to go through bankruptcy all on their own! Are you an expert on bankruptcy? Well, no, probably not. This is why you need a well-educated attorney to help you along (try searching new orleans bankruptcy lawyers if you're not sure where to look!). They know how to handle bankruptcy cases because that's their expertise! If you still think you can do it alone, consider the following.
Did you know that there's more than one type of bankruptcy? If you did, well, don't get too excited because it's just the very first thing to decide on when filing. If you didn't know, then that's a way to tell you need someone who knows what they're doing to help you! The type of bankruptcy you go for is going to make a difference in how much you pay, when you pay, how long you pay, etc. This is something that you need to sit down with a lawyer and decide because everyone's situation is different. While your friend may have filed for one type, you might be better fir for another. It's a very important decision to make and if you go wrong here, your already going down the wrong path and the rest of your filing is surely to be a mess.
Did you know some of your debts may be reduced or forgotten? Some debts placed by companies aren't valid, some are too high and some are just so old that the company will cut you a deal on them. How are you going to work with these companies to bring down your debt? Are you able to do this all by yourself while still juggling your life? It's a tough thing to do that takes a lot of time and most people aren't just cut out for it. That's where the bankruptcy attorney comes into play - They went to college to do just that! They can make a big difference in your settlement.
Bankruptcy isn't something that you can take an online course for and master. It's a complicated process for those who go into it with no help. This is why you need to hire an attorney so that they can provide you with information and guidance that you need.
This is a sponsored post for Kirkpatrick and Associates, however, all
the points and views are my own.
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